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英语翻译市场经济条件下,作为经济活动重要组成部分的银行信用活动,面临着诸多风险.因此,如何认识和界定银行信用风险,并对其进行有效防范,成为保证金融运行稳定高效、实现金融深化的

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英语翻译
市场经济条件下,作为经济活动重要组成部分的银行信用活动,面临着诸多风险.因此,如何认识和界定银行信用风险,并对其进行有效防范,成为保证金融运行稳定高效、实现金融深化的重要课题.本文介绍了我国商业银行信用风险的含义及产生原因,探讨了我国商业银行信用风险产生的特殊历史背景和经济环境,并研究如何在目前条件下减少和防范信用风险.
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Under the condition of market economy,bank credit,as the important part of economic activity,faces various risks.Therefore,how to recognize and define the bank credit risk and to make effective prevention become the important research to guarantee that finance can be operated in a stable and highly-effective way and that the finance deepening can be realized.This article introduce the meaning and reason of the credit risk of the commercial bank in China and makes research about the special historic background and economic environment in which the credit risk of the commercial bank in China appeared and about how to reduce and prevent credit risk under current circumstances.