英语翻译我国民间借贷的现状、困境与发展出路摘要：民间借贷又称“民间信用”或“个人信用”,指居民个人向集体及其相互间提供的信用,一般采取利息面议,直接成交的方式.我国民间借贷

Question

英语翻译
我国民间借贷的现状、困境与发展出路
摘要：民间借贷又称“民间信用”或“个人信用”,指居民个人向集体及其相互间提供的信用,一般采取利息面议,直接成交的方式.我国民间借贷的存在由来已久,近年来,随着国家利率政策的调整以及受农户小额信用贷款难的影响,民间借贷市场更趋活跃,呈现出借贷规模扩张化、借贷用途多样化的特点,对金融业的影响日渐加深,已引起社会尤其是金融业内人士的广泛关注和高度重视.
关键词：民间借贷；现状；困境；发展趋势

Answer 1

The actualities,difficulties and way out for the development ofnon-government lending in China
Abstract:Non-government lending,also known as "non-government credit" or "personal credit",refers to the credit that an individual resident provided to a collective or among themselves.It is usually done in a way with negotiable interest rates and direct deal which have been in existence of a long history.In recent years,as the government adjusts its interest rate policy which makes it difficult for farmers to get microcredit loans,the non-government lending market becomes more active and is characterized with expansion of loan scale and diversity of loan usage,thus increases its impact on the financial and draws extensive attention and great concern of the society,especially the financial industry.
Key words:non-government lending; actualities; difficulties; development trend