英语翻译近年来,我国银行业盈利飞涨,“银行暴利”已成为社会焦点话题.本文从利率管制政策下的高额利差、经济的稳健发展、银行垄断、中间业务的获利等多个视角出发,对当前我国银行业

Question

英语翻译
近年来,我国银行业盈利飞涨,“银行暴利”已成为社会焦点话题.本文从利率管制政策下的高额利差、经济的稳健发展、银行垄断、中间业务的获利等多个视角出发,对当前我国银行业高利润现象的成因进行分析,论证了利率管制、经济持续发展、银行垄断等致使银行存在高收益现象,客观分析银行高额收益背后的影响,并在最后提出实现利率市场化、打破银行垄断、加大金融监管力度、拓宽企业融资渠道的政策建议.

Answer 1

In recent years,the profits of banks in China have gained a huge leap,making the "banking profiteering" become a hot issue.This paper analyzes the causes of such phenomenon in different perspectives such as the high interest rate spread under the interest rate regulation,the rubust development of economy,the banking monopoly,and the profits in intermediate business.It shows that the interest rate regulation,the development of economy and the banking monopoly all lead to the high-profit phenomenon.Besides,this paper analyzes the effect of the high profit of banks,and in the end come up with some policy suggestions to realize the marketlization of interest rate,to break the banking monopoly,to enhance the financial monitoring,and to broaden the financing channels of enterprises.
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