英语翻译截至2007年底,上海市19家银行共计发行银行卡6780万张,同比增长21%（全国银行卡发卡量近14.7亿张,同比增长30%）,人均持卡3.6张,大大高于全国人均1张的平均水平,也高于部分发达国家水

Question

英语翻译
截至2007年底,上海市19家银行共计发行银行卡6780万张,同比增长21%（全国银行卡发卡量近14.7亿张,同比增长30%）,人均持卡3.6张,大大高于全国人均1张的平均水平,也高于部分发达国家水平.全市POS机、ATM机等终端机具共有12.5万台（全国POS机、ATM机共有130.8万台）,每千人平均拥有6.6台（全国每千人平均拥有1台）,是全国平均水平的6.6倍,接近德国水平.上海银行卡消费占全社会消费品零售总额的比重达到38.8％（全国数据为21%）,已达到发达国家平均30%-50%的水平.

Answer 1

　　By the end of the year of 2007,the 19 banks across Shanghai had issued 67.8 million bank cards with an annual increase of 21% (nation-wide number approahing 1.47 billion with an increase of 30% on an annual basis).Each citizen of Shanghai has an average of 3.6 cards,which is a figure much larger than the national average of 1 card per capita and is also above the average of some developed countries.There are a total of 125,000 POS and ATM installed all over the city (the national total is 1.308 million),the result of which is every 1000 people have an average of 6.6 POS or ATM and 6.6 times of the national ratio of one for every thousand people and has also approached the average of Germany.The consumption volume by paying through bank cards accounts for 38.8％ of the total consumption retail volume in the whole city (national statistic is 21% ) and has also reached the average of 30%-50% in developed countries.