英语翻译众所周知,银行在一个国家的经济发展过程中起着举足轻重的作用.而信用风险是我国商业银行面临的最主要风险,提高信用风险管理水平是创造银行核心价值的重要手段.随着我国金融

Question

英语翻译
众所周知,银行在一个国家的经济发展过程中起着举足轻重的作用.而信用风险是我国商业银行面临的最主要风险,提高信用风险管理水平是创造银行核心价值的重要手段.随着我国金融体制改革步伐的加快和金融业开放程度的提高,对我国国有商业银行是一种很大的挑战.强化信用风险管理已成为国内商业银行实现稳健发展非常重要的手段.本文首先分析了我国国有商业银行信用风险形成的主要原因；然后,根据国有商业银行自身情况,提出几点防范信用风险的措施.

Answer 1

As well known,banks play an important role in a country's economic development process .increasing the level of credit risk management is the most improtant mean for creating bank's core values.With the accelerated pace of financial reform and opening up the financial sector ,improving the risk management level of China's state-owned commercial banks is a major challenge.Strengthening credit risk management has become an important mean for the domestic commercial banks to realize the steady development.In this paper,we first analyzed the main reason for credit risk formation of China's state-owned commercial banks.and then,according to their specific circumstances of state-owned commercial banks,we offer a few preventive measures of credit risk.