英语翻译市场经济在一定意义上就是信用经济,一个国家信用程度的高低可以直接反映出经济的市场化程度.而银行信用又是整个社会信用体系中最重要、最基本的信用形式.随着我国加入WTO后,

Question

英语翻译
市场经济在一定意义上就是信用经济,一个国家信用程度的高低可以直接反映出经济的市场化程度.而银行信用又是整个社会信用体系中最重要、最基本的信用形式.随着我国加入WTO后,银行业竞争愈来愈烈,但我国商业银行目前仍存在着较大的信用风险.这已成为我国经济运行中的很大隐患,对我国的经济稳定和金融安全构成极大的威胁.
[关键词]:商业银行 信用风险 信用管理 风险度量模型

Answer 1

Market economy is the credit economy in certain meaning,the level of a national creditworthiness can reflect economic marketization degree directly.And the credit of bank is the most important,most basic credit form in the whole social credit system.After our country joins WTO,the banking is stronger and stronger in competition,but still there are greater credit risks at present in the commercial bank of our country.This has already become very great hidden danger in economical operation of our country,has constituted great threat to economic stability and financial security of our country.
Keyword:The commercial bank,credit risks,credit is managed,the risk measures models